曾经我们被北京高考状元一句话刷屏“现在农村地区的孩子，越来越难考上好学校”。不管你承认不承认，阶层固化已经形成。一个18岁的孩子尚有如此觉悟，更何况在社会中摸爬滚打多年的成年人。社会资源天生配置不公，想要摆脱现状，鲸鱼理财建议：必须扔掉穷人思维，才能置顶你的赚钱力!
什么是穷人思维?
穷人，是手里有多少资源，才敢做多大的事情。他们永远觉得自己的积累“还不够”，时机“还未到”，方法“还需研究”，经验“要再学习”，到底要满足多少条件才能做一件事?
最简单的两个例子：小明和她老婆的月收入加起来近4万，却迟迟不敢买房，问他为什么，他说“100多万的房子，首付30万，贷款70多万，感觉压力好大，而且马上小孩要出生了，各种开销也多。”小刚说：“70多万，还20年，每个月也就还5000，你月入2万多，你怕什么?”随着房价一路走高，结果还没小明收入高的小刚，先实现了财富自由。
富人，是脑子里先想到要做一件什么事情，目标定下了之后才开始考虑要怎样筹措资源。
节俭≠穷
穷人往往有一个误区，常常容易把穷和节俭混为一谈。
看到一个人节俭，我们的第一印象是这人很穷;看到一个人出手大方，理所应当的认为这人应该比较富有，而事实往往相反。
平时最低调的朋友可能是最先靠自己的钱买车的人，相反，再来看看朋友圈里经常晒旅行照、大餐照的人，都过成了啥样?
节俭不等于穷，相反它是经过深思熟虑的取舍与判断，明白哪些该花，哪些不该花。把钱花在刀刃上，不要为虚荣花钱，剩下的钱存起来做别的事情。
置顶你的赚钱力
鲸鱼理财师分析认为：“理财只能帮你积攒财富，但本身绝不是财富增长的手段。当你还没有完成资本的原始积累时，提升你的赚钱技能是性价比最高的方式。”
所以，我们会看到大多数的人每天忙忙碌碌，下班回家了也不敢休息，网上报了各种课程，走路睡觉都在听，每天刷完所有订阅的公众号推文才敢睡觉。但能力并没有习得，工资也没见上涨。
这是为什么呢?因为你没有经过思考，你不是带着问题在学习，你无法举一反三。爱因斯坦曾说过，没有经过思考的知识就不是知识。没有内化为自己能力的就不是能力。
现代社会，信息的获取或许变容易了，但知识获取的规则并没有变。不要求快，不要妄想什么都会，踏踏实实，带着问题去学习，一个知识点一个知识点的去弄懂，去突破，只要在一个专业的知识上做好，你就成功了。
知识也好，财富也罢，任何东西的习得都需要时间的积累。妄想短期致富的，都是不切实际的幻想，醒醒吧!
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